Europe has the second largest market share in AI in Fintech. There is rapid digitalization of financial organizations and an increasing demand for business analytics and customer behavioral in Europe, leading to a high growth rate in AI in Fintech. Financial organizations in Europe also have the technical expertise as well as IT budget to implement AI enabled Fintech solutions. This attract big companies such as Google, Amazon, Salesforce, Intel to set up presence in this market. There is steady growth in AI in Fintech in Europe.
AI in Fintech Solutions in Europe
Analysts 
Microsoft is focused cloud-based for business, helping financial firms big and small enable intelligent industry transformation with data and artificial intelligence (AI). Microsoft technology, partner solutions and industry contributions are designed to help financial services businesses compete, innovate and succeed in the future. Microsoft solutions are helping firms to do things like grow retail banking business with next-best-action software, spot and fight financial crime, and improve customer relationships with multichannel customer experience solutions
Nextfinance helps in effectively verifying new technologies needed for digital finance by using the digital platform.Nextfinance helps in the quick application by proven services including Digital Identity, Digital Payment, Digital Finance Concierge, and AI Virtual Assistant, to your business.It helps in expanding the ecosystem by leveraging new technologies and services which is continuously applied to platforms.
Ayasdi is few of the AI players that delivers real applications with real business value. The market for AI in financial services is at a relatively early stage in terms of adoption. Ayasdi delivers proof points and practical use cases. The company helps in improving the efficiency and effectiveness of the AML function.
Amelia uses business intelligence drawn from distinct interaction integrated with data held in enterprise core systems. It uses advanced analytics like deep learning to evaluate substantial amounts of data and act on new insights which allows to make real-time decisions that provide better outcomes.
OakNorth Platform provides ML (machine learning), years of credit expertise, and enormous data sets to put forward an overview of a borrower’s financial condition, that is notified by industry benchmarks, macroeconomic influencers, and condition analysis particular to that business. With complete monitoring of borrowers' financial and operational records, the Platform also offers lenders with initial warning signs in case of a weakening in credit quality, permitting them to have an initial conversation with borrowers prior to the occurrence of negative credit issues.
